Enhancing Stream Processing with Apache Kafka in Kestra Application Development

Apache Kafka is a revered name in the realm of distributed event store and stream-processing platforms. It is highly recognized for its robust functionality in handling voluminous data at a compelling speed. To further augment Kafka’s capabilities, there’s Kafka Streams – intricately designed to simplify the creation of data pipelines and conduct high-level operations like aggregation and joining.

In this blog, we will dive deep into understanding the nuances of working with Kafka while building Kestra and leveraging its strengths in stream processing, navigating through its limitations, and customizing it to suit our specific requirements.

Why Apache Kafka?

Faced with the challenge of choosing a persistent queue for our application without any additional dependencies, we crossed paths with numerous candidates like RabbitMQ, Apache Pulsar, Redis, etc. However, Apache Kafka was the one that stood out, efficiently catering to all our project needs.

One major advantage of Kafka is that it allows us to embed the application directly within our Java application, removing the need for managing a separate platform, quite literally taking microservices to the next level.

Working with Kafka Topics

Kafka comes with its own set of constraints as it isn’t a database. It may seem confusing at first to use the same Kafka topic for source and destination.

Consider this example of a topology, which has the topic as the source, some branching logic, and two separate processes writing to the same destination. Here, the risk of overwriting the previous value becomes evident, ultimately resulting in data loss.

The Custom Joiner for Kafka Streams

To combat this issue, we came up with a customized joiner for Kafka Streams. This alternative was designed to process the executions and split the microservice into multiple topics such as:

  • A topic with the executions (multiple tasks)
  • A topic with task results

Our custom joiner needed to manually create a store, incorporate merge function, and get the last value. This ensured that regardless of the number of task results entering in parallel, the execution state is always the latest version.

Dealing with Distributed Workload Between Multiple Backends

In our application, Kestra, a scheduler with scheduled execution or long-polling mechanism (detecting files on S3 or SFTP) looks up all flows. To avoid a single point of failure on this service, we needed to split the flows between all instances of schedulers.

We did it by relying on Kafka’s consumer groups that handled complexities of a distributed system for us. Kafka undertakes all the heavy parts of the distributed systems. In case of a thousand flows, every consumer will have ~500 flows, thanks to Kafka’s phenomenal handling of:

  • Heartbeat to detect consumer failure
  • Notifications for rebalancing
  • Ensuring exactly-once semantic for a topic

Monitoring and Debugging

While working with Kafka streams, monitoring and debugging can be a real challenge due to the lag in streams. To alleviate this, we chose to deal with only one topic at a specific time.

This approach helped us minimize network transit and group all streams by source topics.

Throughout this process, we learned some notable tips that helped us navigate our challenges. We were able to adapt our code efficiently to Kafka and make it work well for our use case.

In the end, the experiences and learnings derived from working closely with Apache Kafka and Kestra have been immensely rewarding. If you’re interested in our work and want to learn more, you can find us on GitHub, Twitter, or join our discussions on Slack.

Message us if you found this article helpful or if you have any questions about Apache Kafka.

Tags: #ApacheKafka #Kestra #StreamProcessing #Microservices

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Maximizing Real-Time Streaming with Apache Kafka Consumer Groups

Apache Kafka is an open source distributed event streaming platform, giving teams power and precision in handling real-time data. Understanding the ins and outs of Kafka and its concepts, such as consumer groups, can help organizations harness the full potential of their real-time streaming applications and services.

Understanding Kafka Consumers and Consumer Groups

Kafka consumers are typically arranged within a consumer group, comprising multiple consumers. This design allows Kafka to process messages in parallel, providing notable processing speed and efficiency.

Despite this, a lone consumer can read all messages from a topic independently, or doubly, several consumer groups are capable of reading from a single Kafka topic. The setup largely relies on your specific requirements and use case.

Distributing Messages to Kafka Consumer Groups

Kafka uses an organized system of distributing messages. Topics in Kafka include partitions for this precise purpose.

Given a consumer group with a singular consumer, it will get messages from all partitions of a topic:

Single Consumer

In the case of a consumer group with two consumers, each will receive messages from half of the topic partitions:

Two Consumers

Consumer groups make a point to balance their consumers across partitions until the 1:1 ratio is satisfied:

Balancing Consumers

However, if there are more consumers compared to partitions, any surplus consumers will not receive messages:

Surplus Consumers

Exploring Consumer Group IDs, Offsets, and Commits

Each consumer group features a unique group identifier, known as a group ID. Consumers configured with various group IDs essentially belong to different groups. And instead of an explicit method keeping track of reading messages, a Kafka consumer employs an offset – referring to each message’s position in the queue that is read.

Offsets

Users are given the choice to store these offsets by themselves, or Kafka can manage them. If Kafka handles it, the consumer will publish them to a unique internal topic named __consumer_offsets.

Consumer Dynamics in a Kafka Consumer Group

A new consumer within a Kafka consumer group will look for the most recent offset and join the action, consuming the messages that were formerly assigned to a different consumer. The same occurs if a consumer leaves the group or crashes – a remaining consumer will cover its tasks and consume from the partitions previously assigned to the absent consumer.

Overview

This effectively helpful process is called “rebalancing” and can be triggered under a variety of circumstances, providing a fluid system designed to ensure maximum efficiency.

In Conclusion

Understanding Kafka’s method of data streaming down to its internal systems, such as consumer groups, is crucial for any organizations looking to leverage its power. By utilizing Apache Kafka’s sophisticated design, they can ensure maximum efficiency in real-time streaming applications and services for their operations.

Tags: #ApacheKafka #ConsumerGroups #BigData #DataStreaming

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Efficient Stream Processing with Apache Kafka, Apache Flink in Confluent Cloud

In today’s vast digital landscape, big data concepts have revolutionized the methods we use to handle, process and analyze information. Streams of data generated every second provides invaluable insights about various aspects of our online lives. Apache Kafka and Apache Flink are two major contributors in this realm. Confluent, which offers a fully managed streaming service based on Apache Kafka, embraces the advantages of Kafka in unison with the capabilities of Apache Flink.

Deliver Intelligent, Secure, and Cost-Effective Data Pipelines

Apache Flink on Confluent Cloud

Recently, Apache Flink is made available on Confluent Cloud, initially for preview in select regions on AWS. Flink is re-architected as a cloud-native service on the Confluent Cloud which further enhances the capabilities offered by this platform.

Introducing Apache Flink on Confluent Cloud

Event-Driven Architectures with Confluent and AWS Lambda

When adopting the event-driven architectures in AWS Lambda, integrating Confluent can provide multiple benefits. To get the most out of this combination, understanding the best practices are crucial.

To Be Continued…

Tags: #ApacheKafka, #ApacheFlink, #ConfluentCloud, #StreamProcessing

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API Testing in the UK: Evolution, Impact and Top Tools beyond 2023

With an increasing number of organizations integrating their applications with various systems and environments using APIs, API testing is poised to become a critical aspect of software development now and into the future. This post aims to delve into the API testing panorama in the UK, its benefits in an Agile environment, key essentials in an API testing tool, and a review of the top 10 API testing tools in the software testing landscape.

The 2023 Outlook for API Testing – and Beyond

API testing is designed to validate the functionality, performance, security, and reliability of APIs. As APIs evolve to be more multifaceted in their features and functionality, the responsibility falls on UK testers to develop sophisticated plans that encompass all aspects of the API. Automated testing is expected to play a significant role in driving efficiency of this process, enabling teams to detect errors earlier, thus reducing costs affiliated with late-cycle bug fixes.

Advantages of API Testing in Agile

In an agile software development process, API testing is a critical component due to a variety of key reasons:

  1. Automation: Automated tests facilitate speed and efficiency, thereby saving manual testing effort and enabling faster feedback and resolution of potential issues.
  2. Quality Enhancement: Early and frequent API testing allows developers to identify and rectify problems promptly, hence ensuring a superior product within the set time and budget.
  3. Accelerating Development Cycles: Automated tests reduce debugging and bug-fixing time, resulting in shorter development cycles and lower rework costs.
  4. Facilitate Team Collaboration: API testing promotes synergy amongst different teams such as developers, testers, and operations personnel in the quest to deliver a successful product on schedule.
  5. Complete Testing Coverage: Testing coverage of the application’s functionality and performance ensures it is thoroughly vetified prior to deployment.
  6. Data-Driven Testing: Testers can create myriad test cases covering different scenarios and variations with data-driven testing, enabling more comprehensive test coverage.

Key Features in an Ideal API Testing Tool

Desirable features in an API testing tool include automated testing capabilities, comprehensive reporting functionality, cross-platform support, robust security testing capabilities, and ease of integration with existing systems. The tool documentation should also be non-technical friendly.

Leading API Testing Tools in the Software Testing Sector

The following are amongst the premier tools for API testing utilized by QA engineers:

  1. Katalon Studio
  2. Tricentis Tosca
  3. Postman
  4. SoapUI
  5. Apache JMeter
  6. Parasoft SOAtest
  7. Rest Assured
  8. Apigee
  9. Runscope
  10. Assertible

Conclusion

API testing is an indispensable element in the UK’s software development sector, with its importance set to rise beyond 2023. Comprehensive API testing is crucial to verify the various business layers within increasingly complex app architectures, guaranteeing optimum application performance.

API Testing Services with TestingXperts

TestingXperts (Tx), one of the largest global pure-play software testing services providers, is a trusted QA partner for Fortune companies, offering superior testing outcomes for global clients across various industry sectors. In the UK, Tx provides comprehensive services including unit testing, functional testing, load testing, runtime error detection, security testing, web UI testing, and contract testing.

Tags: #APITesting #SoftwareDevelopment #AgileEnvironment #TestingTools
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Top Security Suites of 2023: Explore Protection Against Digital Threats & Privacy Breaches

In this digital era, your prepaid protection against malware, spam, and phishing attacks is your security suite. It’s an essential tool to keep your device and information safe. Let’s deep dive into the list of some of the best security suites of 2023, which offer a variety of security components to choose from.

Comprehensive Security Suites

Here, we highlight the top suites we’ve tested, showcasing their unique features and how they can benefit users.

Norton 360 Deluxe: VPN Enthusiasts’ Pick

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Norton 360 Deluxe offers a full-featured VPN making it an excellent choice for VPN enthusiasts. It promises to handle any malware that gets past the app’s protection, ensuring complete security. Its robust, intelligent firewall and dark web monitoring system are some of its noteworthy features.

Bitdefender Internet Security: Feature Buffs’ Favourite

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Bitdefender Internet Security is highly recommended for a wealth of bonus features. It provides a comprehensive security suite, and its AutoPilot system ensures that users can enjoy protection with minimal interaction.

Bitdefender Total Security: For An Array of Unique Features

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Bitdefender Total Security is the solution for users looking for unusual bonus features. It offers protection for Windows, macOS, Android, and iOS devices, among other security layers.

Norton 360 With LifeLock Select: Prime Privacy Protection

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Norton 360 With LifeLock Select provides top-notch privacy protection. It offers dark web monitoring and identity theft remediation that safeguards your privacy.

Fast Forward to the Future of Security Suites

The landscape of security suites is rapidly evolving, integrating innovative and forward-looking approaches for better protection.

Avira Prime: The No-FOMO Choice

Avira Prime is the ultimate product for users who don’t want to miss out on the latest features. Avira Prime users get access to every new security technology by Avira, ensuring they are always protected with the most advanced tools.

McAfee+: For Multi-Device Households

McAfee+ takes device protection up a notch by securing every gadget in your household, be it Windows, macOS, Android, or iOS device. It’s a great choice for larger families or users with multiple gadgets.

F-Secure Total: The Multi-Licence Master

F-Secure Total is the smart choice for users who need multiple licences. With competitive pricing for ten or more licences, F-Secure Total provides comprehensive device protection without breaking the bank.


Tags: #SecuritySuite #MalwareProtection #VPNSecurity #CrossPlatformProtection

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Master the Art of Front End Development: Your Ultimate Career Guide & Essential Skills

Interested in front end development? In the vast digital sea of applications and websites, front end developers are the architects of the user’s interface and interaction experience. Here are the top 15 technical and non-technical skills you need to master, based on our analysis of numerous job listings and insights gleaned from experienced industry professionals.

Table of Contents

  1. Fundamentals: HTML, CSS, and JavaScript
  2. jQuery and JavaScript Frameworks
  3. Leveraging Front End Frameworks and CSS Preprocessors
  4. Mastering Git and Version Control Systems
  5. Working with RESTful Services and APIs
  6. The Art of Responsive and Mobile Design
  7. Cross-Browser Development and Accessibility
  8. Content Management Systems and E-Commerce Platforms
  9. Testing and Debugging Skills
  10. Why Problem-Solving Skills Matter
  11. The Bonus Skill: A Passion for the Web
  12. How to Launch Your Career in Front End Development in Less than a Year

Fundamentals: HTML, CSS, and JavaScript

Your journey into the world of front end development starts with the mastery of three fundamental coding languages: HTML, CSS, and JavaScript. HTML helps organize and structure the content of your website, while CSS deals with the presentation aspect, making your website visually appealing. JavaScript, on the other hand, adds interactivity to your webpage.

jQuery and JavaScript Frameworks

Once you are comfortable with JavaScript, the next challenge is understanding jQuery and JavaScript frameworks. jQuery is essentially a library that provides a concise and efficient way to use JavaScript on your website. JavaScript frameworks like ReactJS streamline the development process and create more complex applications.

Leveraging Front End Frameworks and CSS Preprocessors

Front End Frameworks and CSS Preprocessors are two other essential tools in your front end development toolbox. Front end frameworks like Bootstrap expedite the development process, while CSS Preprocessors ensure your CSS code is well-structured and easy to maintain.

Mastering Git and Version Control Systems

Git and Version Control Systems are indispensable, especially when you’re working in a team. These systems allow multiple developers to work on the same codebase concurrently without overwriting each other’s work. They also keep track of all the changes made, allowing developers to revert to any previous version of the code.

Working with RESTful Services and APIs

RESTful Services and APIs allow your website to communicate seamlessly with the web server and fetch data as required. Understanding how to use these APIs can greatly enhance the functionality of your website.

The Art of Responsive and Mobile Design

Given how prevalent mobile devices have become, knowing how to create responsive, mobile-friendly designs is a must. A responsive design ensures your web application or website works flawlessly and looks fantastic on any screen size.

Cross-Browser Development and Accessibility

People use different web browsers on a range of devices, with varying internet speeds and abilities. It’s critical to test your website on multiple browsers and ensure your site is accessible to people with disabilities.

Content Management Systems and E-Commerce Platforms

If you’ve ever interacted with a blog or e-commerce site, you have engaged with a content management system. Knowing how to integrate your code with an existing CMS is an asset, especially since most business websites operate on these platforms.

Testing and Debugging Skills

Testing and debugging are fundamental aspects of any development job to ensure a positive user experience. Your code should be thoroughly tested, with any discovered bugs fixed, to achieve a smooth end-user experience.

Why Problem-Solving Skills Matter

In addition to your technical toolkit, your problem-solving skills can set you apart. Inevitably, things will go wrong during development; how you handle these situations will define your value as a developer.

The Bonus Skill: A Passion for the Web

Even though this isn’t a “technical” skill in the traditional sense, your passion for the web and continuous learning can make all the difference. Become proficient in existing technologies but never stop looking for and learning about new ones.

How to Launch Your Career in Front End Development in Less than a Year

So, how do you gather all these skills in a relatively short time frame? Various coding programs exist that are designed specifically to teach aspiring developers the skills required to land their first jobs in less than a year.

Tags: #frontenddevelopment, #webdevelopment, #codingfundamentals, #careerguide

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Guide to Becoming a Successful Front-End Developer: Skills & Career Prospects

A peek into the crucial details associated with building a successful career as a front-end developer.

Who Is a Front-End Developer?

A front-end developer is a professional who takes charge of the client-side development of websites and web applications. Their role revolves around building an accessible and intuitive user interface, which includes everything that a user sees and interacts with on a web page.

Front-end developer using his laptop

Role and Responsibilities

Front-end developers play a crucial role in creating a seamless and engaging web experience for users. They are tasked with deciding the placement of images, designing the navigation structure and look and feel of the site. The primary goal is to make the application aesthetically pleasing and easy to navigate for users.

Monetary Aspects

According to data obtained from Glassdoor in February 2023, front-end developers in the US earn an average annual pay of $84,235, inclusive of an average yearly salary of $78,516 and additional pay amounting to $5,719. The additional pay can include elements like profit-sharing, commissions, or bonuses. Other factors influencing this pay scale include educational qualifications, professional experience, and certifications.

Career Prospects

The demand for front-end developers permeates various industries and sectors. Be it a non-profit organization, a new startup or an established enterprise, front-end developers can carve a niche for themselves in any arena. The flexibility offered by this field allows developers to align their job roles with their specific interests.

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The nature of the job also opens avenues to work remotely, thus providing opportunities to work with organizations across the globe right from the comfort of your home.

Skills Required

Success as a front-end developer calls for a unique combination of technical skills and soft skills. Here are a few critical ones.

Technical Skills

HTML, CSS, and JavaScript

These forms the backbone of any web page or application. HTML structures the page, CSS makes it look presentable and JavaScript makes it interactive.

Frameworks

Understanding frameworks like Django is crucial to working with CSS and JavaScript.

Developer Tools and Software

Knowledge of software tools like version controls is imperative for a front-end developer. These tools facilitate changes in source code, enabling developers to make modifications without starting from scratch.

Soft Skills

Apart from the hard skills, certain soft skills also play an important role in becoming a successful front-end developer:

  • Creativity
  • Problem-solving skills
  • Communication skills
  • Teamwork

By signing up for the Front-end Developer Professional Certificate course, you can step into a challenging yet rewarding career in front-end development.

Tags: #FrontEndDevelopment, #HTML, #CSS, #JavaScript, #WebDevelopment
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Enhancing Online Banking Security: The Importance of VPNs

Online banking has become the norm for most people today as it brings the convenience of conducting financial transactions from the comfort of your home. However, with the increasing trend of digital banking, the concern about its safety has also risen. In this blog post, we’ll explore whether online banking is safe and how a Virtual Private Network (VPN) can add an extra layer of protection to your online banking experience.

Is Online Banking Safe?

In most cases, online banking is generally safe. Banks implement several layers of protection measures to ensure the safety of their customers’ money and personal data. However, with ever-evolving cyber threats, it’s important to take extra precautions to safeguard your online banking process, such as using antivirus software to protect yourself from malware or using a VPN.

How Can a VPN Protect You?

A VPN adds an extra layer of security when you access your online bank account. It hides your IP address thereby making it difficult for hackers to track your online activity. It also encrypts your online data which means that no one on the same network can snoop into your data or attempt to hack your device. A VPN is particularly beneficial when you are using public Wi-Fi to access your online bank account.

When to Use a VPN for Online Banking

Below are the situations when using a VPN can help secure your online banking:

When Using Public Wi-Fi

Public-Wi-Fi networks are often unsecured and using them for online banking greatly increases the risk of a data breach. In such situations, a VPN becomes an essential tool as it encrypts your online bank transactions and safeguards them from potential hackers.

When Accessing an Online Bank via Mobile Apps

Even when you are using mobile apps to access your online bank, a VPN is still recommended. It ensures that your banking transactions are encrypted and thus your sensitive information is kept safe.

When Using a VPN won’t Help

While VPNs are useful tools for online privacy, they are not a magic bullet for all online threats. Below are some situations where a VPN won’t help:

If You’re Using a Free VPN

Free VPNs often lack the robust security features that their premium counterparts offer. They also come with a risk of data leaks. In addition, they often sell user data to third parties. Therefore, it’s advisable to use a paid and reputable VPN service.

If You Keep Changing Your VPN Locations

If your VPN location doesn’t match your billing address, it might raise red flags for the banks, leading them to block your card or void your purchases for potential fraudulent behavior.

Can Banks Detect a VPN?

Banks may not be able to directly detect whether you’re using a VPN. However, if they notice that your geographical location keeps changing, they may think that fraudulent activity is occurring.

Is Online Banking Safe Without a VPN?

While many online transactions are encrypted and secure, adding a VPN to your online banking practice provides an additional layer of protection against potential cyber threats.

More Ways to Secure Online Banking Transactions

Beyond VPN, there are several other practices you can follow to ensure the security of your online banking. For instance, avoid storing unprotected login credentials on your device and be cautious of suspicious emails or messages from your bank.

Why Use NordVPN?

NordVPN is a reliable and secure VPN service that provides next-generation encryption to your online data. Whether it’s your laptop, phone, or tablet, your online transactions will be safe on all devices with NordVPN.

Tags: #OnlineBanking #VPN #OnlineSecurity #NordVPN

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Securing Online Financial Transactions with Kaspersky’s Protected Browser Mode

With more of us now relying on the internet for our financial activities like banking and online payments, the risk of being a target to cybercriminals has heightened considerably. Fortunately, there are robust tools, such as Kaspersky Internet Security, which we can use to safeguard our online activities. This post will dive into one unique feature that Kaspersky offers – the Protected Browser mode.

Protected Browser – An Explanation

The Protected Browser mode is a feature offered by Kaspersky Internet Security to guard your online financial transactions. When you open your online payment systems or banking sites, Kaspersky Internet Security prompts you to use the Protected Browser mode. It is an isolated environment, reducing the chance of other applications infiltrating your browser.

Interaction with Different Browsers

It’s important to note that the Protected Browser interacts differently with various browsers. In Chrome, Firefox, and Internet Explorer, the Protected Browser opens in a new window. However, in Edge, it opens in the same window. The protection status is evidenced by the color of the frame around your browser.

The Colour Code for Protection Status

  • Green: All checks have been completed successfully. You can use the Protected Browser safely.
  • Untrusted module: Scan and disinfection required.
  • Rootkit: Scan required, and disinfection is needed.
  • Operating system vulnerability: Installation of operating system updates is required.
  • Bank or payment system certificate is invalid: If the certificate is present in the compromised certificates database, we do not recommend you to perform financial transactions on those sites.

Until all detected threats are eliminated, the security of your connection to the payment or banking site cannot be guaranteed.

The Strength of Kaspersky’s Protected Browser

When your browser is in Protected Browser mode, Kaspersky Internet Security provides you with defenses such as:

  • Prevention of spyware screenshots: Making sure that malwares won’t be able to capture screenshots of your transactions.
  • Secures the clipboard: The feature blocks any unauthorized applications access to your clipboard during transactions. This ensures that key financial information is not vulnerable. If you need to copy information across windows manually, the access to the clipboard is still allowed.

Once you exit the Protected Browser, all information in the clipboard is cleared, offering an additional layer of security. Rest assured that Kaspersky Internet Security doesn’t collect or store any of your private data.

Need Assistance with Safe Money?

Below are some guides that can assist you with Kaspersky’s Safe Money:

  • How to use Safe Money
  • How to add a website to the Safe Money list
  • How to enable or disable Safe Money
  • How to choose a browser to open websites from the Safe Money interface
  • What to do in case of errors

When it comes to online financial security, investing in robust security software like Kaspersky Internet Security pays off. Always remember to take precautions and stay safe while transacting online.

Tags: #KasperskyInternetSecurity #OnlineTransactions #FinancialSecurity #CyberSecurity

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Securing Transactions in 2023: Best Safe Payment Methods Online and In-Store

Having a secure payment method when shopping in-store or online is an important aspect to consider, especially in this digital age where our personal information could easily be compromised. Here, we are going to delve into ways of making your transactions as secure as possible in this coming year.

Secure Online Payment Methods

In the era of digitalization, online shopping has become a norm. However, with the rising cyber threats, it’s essential to be aware and exercise safe payment methods. Here are some safe methods to consider:

Credit Cards

Making purchases and getting charged to your credit card is a common online payment method. If fraudulent charges amounting to $50 occur, the Fair Credit Billing Act comes in handy as it limits liability.

ACH Payments

Automated Clearing House (ACH) payments are yet another secure form of transaction. You can transfer funds directly from your checking account to another bank account. The process is encrypted and adheres to stringent security features to keep your banking information safe.

Stored Payment Credentials

When using stored payment methods to make purchases more secure, it’s advisable to set up a credit card with zero fraud liability as your preferred method of payment.

Secure In-Person Payment Methods

With technological advancements, in-store payments have become more secure than ever, especially for payments made using a mobile device.

Credit Cards with EMV Chip Technology

EMV chip technology has been a game-changer in the payment industry. Cards with this technology are much safer as they can eliminate counterfeit fraud.

Credit Cards with Contactless Payment

Contactless payments have rapidly gained popularity since the onset of the covid-19 pandemic in 2020. The EMV chip and pin credit cards are one such example.

Payment Apps

Payment apps like PayPal, Google Pay, Apple Pay, and Facebook Pay have restrictions in place like multi-factor authentication, notifications, and facial or fingerprint recognition, making payments through them more secure.

Payment Methods to Avoid

Debit cards should be avoided for payments as they are comparatively riskier. There are higher losses incase fraud is reported more than two business days but less than 60 calendar days after the statement is issued. This could put your personal funds at risk.

Shopping online or in-store doesn’t need to be a cause of worry if the correct payment methods are used. Armed with this knowledge, you can now venture into 2023 confident in the security of your transactions.

Tags: #onlinepayments #instorepayments #securepayments #paymentapps

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